Kathy Bayes Insurance Agency

If you own a mobile or manufactured home, you’ll be pleased to know that we provide insurance specifically designed to protect your mobile home, adjacent structures and personal effects from harm. Your mobile home insurance policy provides coverage for your home and personal property such as clothing, cooking appliances, TVs and your other personal possessions against perils such as fire, lightning, wind or hail damage, and more. The policy covering your mobile home also provides liability protection against accidents that happen to somebody else for which you are legally responsible.

Your mobile home policy protects your mobile home and adjacent structures (structures on your premises which are not attached to the mobile home) from all forms of loss unless they are specifically excluded in the policy. Coverage is provided for a wide range of perils, including but not limited to fire, windstorm damage or damage from falling objects, lightning, explosion and more. Note: Coverage under the regular policy doesn’t apply while the mobile home is in transit.

Your policy also includes similar protection against a wide range of perils for your personal property, while on your residence premises or in an adjacent structure. Personal property coverage also applies while your property is away from your home, but with a lower maximum limit and a smaller range of perils insured against.

Accidents can happen, and if you unintentionally cause bodily injury or property damage to someone who doesn’t live in your home, you could be faced with large out of pocket expenses due to court costs or damages. Your policy can pay for medical expenses to a non-resident of your home in addition to the damages or defense costs due to a covered accidental circumstance.

Do you want to know how much this valuable coverage will cost?
Click here to get a mobile home insurance quote online.